Legal & Regulatory

The Military Mutual is owned by its members who are members of the military family. The Mutual has neither sought nor received the endorsement from the Ministry of Defence.

The Military Mutual Limited is a company registered in England and Wales (company registration number 07147130) with its registered office address at 54 Fenchurch Street, London, EC3M 3JY.

The Military Mutual Limited (FRN: 623886) is an appointed representative of Hood Group Ltd which is authorised and regulated by the Financial Conduct Authority (FCA), FRN: 614602, and MGA Managers Limited which is authorised and regulated by the FCA under FCA Ref: 771791. Hood Group Ltd is a company registered in England and Wales No.3139744. Registered office 1st Floor, Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY. MGA Managers Limited is a company registered in England and Wales No. 10361505. Registered office Craven House, 16 Northumberland Avenue, London, United Kingdom, WC2N 5AP.

The Military Mutual is a limited company so has Articles of Association which include the Directors’ powers and duties and the relationship between the Mutual and the Members under company law.

Because we’re a Mutual, we also have a set of formal Rules which include:

  • who can apply to be a Member
  • a Member’s responsibilities
  • how membership can be ended
  • how claims are dealt with
  • how the Mutual’s funds are used.

If you have any questions about the Articles or the Rules:

please email: 

or write to: The Military Mutual Limited, 54 Fenchurch Street, London EC3M 3JY.

If you’d like to read the Mutual’s Articles of Association and Rules click on the links below:

Premium Credit Limited

We use Premium Credit Limited (PCL) to provide finance to The Military Mutual Limited Members. We do not receive a commission for introducing Members to them. Your personal information and the bank details you provide to us will be passed to them and they will contact you via email or text and send PDF or word documents, or by post. Credit is subject to status and they may use a credit reference agency that leaves a record of the search or other information about you to carry out credit and anti-money laundering checks, they may also make credit assessments based upon any previous payment history you may have had with them.