Home and Contents
With home emergency as standard
Our Home and Contents cover flexes around your lifestyle and can cover your household goods and your personal possessions, wherever you are in the world.
You can choose from two levels to suit your individual needs - call us now to get a quote on the cover that you feel is right for you.
What’s more, if you need to, you can change the level quickly and easily as your circumstances change, and without administration charges.
Why choose our Home and Contents cover?
If you are the homeowner...
- “All Risks” cover for buildings of your home, contents, valuables & personal belongings
The following are included as standard:
- Home Emergency (except on ‘contents only’) and Legal Protection
- Military kit if you need it (no need for stand alone military kit cover)
- High automatic protection limits up to £500,000 buildings and £50,000 contents on our Standard protection and up to £100,000 on our Standard plus protection (higher limits have been provided on request).
- No need to declare valuables such as jewellery and watches unless the value of a single item exceeds £1,500 for Standard protection and £3,000 for Standard Plus
- We may pay up to £50,000 for alternative accommodation if your home is damaged and you cannot live in it
- Property Owners Liability up to £2,000,000
- You choose the excess that you pay in the event of a loss: from as little as £50 (apart from subsidence claims)
If you are a tenant...
- ‘All Risks’ cover for your contents, valuables and personal belongings
- Legal Protection as standard
- Choose between two levels – up to £50,000 or up to £100,000
- No need to declare valuables such as jewellery and watches unless the value of a single item exceeds £1,500 for Standard protection and £3,000 for Standard plus
- We may pay the rent which you owe as a tenant or pay for alternative accommodation if your contents are damaged and you cannot live in your home
- Occupiers liability up to £2,000,000
- You choose the excess that you pay in the event of a loss, from as little as £50








